Use our convenient mortgage calculator to determine how much home you can afford.  This should be one of the first steps when you first decide on seriously looking for a new home.  Once you have determined a price range and down payment that you are comfortable with, the next step is to call a mortgage professional to get pre-approved.  A pre-approval letter is very beneficial when submitted with an offer to purchase, as it gives the seller confidence that the buyer can actually follow through with the purchase of a home.

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